Maemo a lichelete tsa dijithale a ntse a fetoha haholo, 'me li-stablecoins - li-cryptocurrensets tse hahelletsoeng matlotlong a tsitsitseng joalo ka dolara ea Amerika-a ba le maemo a phahameng licheleteng tsa lefats'e. Ka ho hlokomela tlhokahalo ea ho hlaka ha taolo, Senate ea United States e hlahisitse Molao oa Tataiso le ho Theha Boqapi ba Naha bakeng sa US Stablecoins (GENIUS). Molao ona o ikemiselitse ho theha moralo o felletseng oa phano le taolo ea stablecoin, e amang likhoebo ho pholletsa le makala a fapaneng.
Molao oa US GENIUS ke eng?
Molao oa GENIUS o etselitsoe ho fana ka sebopeho sa taolo ea federal bakeng sa li-stablecoins, ho netefatsa botsitso ba lichelete le ts'ireletso ea bareki. Litokisetso tsa bohlokoa li kenyelletsa:
- Litlhoko tsa ho boloka: Bafani ba Stablecoin ba tlameha ho boloka 1: 1 mehloli e nang le thepa ea boleng bo phahameng ea metsi, e kang lidolara tsa US kapa Matlotlo a nako e khutšoanyane, ho netefatsa topollo ka boleng bo lekanang.
- Lilaesense le Tlhokomelo: Bareki ba nang le chelete e fetang $10 bilione ba tla oela tlas'a taolo ea mmuso, athe bafani ba banyenyane ba ka sebetsa tlasa melaoana ea mmuso, ha feela ba fihlela maemo a mmuso.
- Tšireletso ea Bareki: Molao o thibela li-stablecoins ho fana ka lihlahisoa kapa tsoala, o laela hore ho hlahisoe ka mokhoa o hlakileng mefuta ea pokello, 'me o netefatsa hore puseletso ea pele ho beng ba eona ha ba ka ba le sekoloto.
- Tumellano e Khahlanong le Tšebeliso ea Lichelete: Bafani ba Stablecoin ba tlameha ho latela Molao oa Sephiri oa Banka, ho kenya ts'ebetsong liprothokholo tsa Know Your Customer (KYC) le Anti-Money Laundering (AML).
Litlamorao tsa Molao oa US GENIUS Bakeng sa Beng ba Likhoebo
Molao oa GENIUS o tla ba le litlamorao tse kholo likhoebong:
1. Tekanyetso e Ncha ea Digital Dollar Transactions
Molao o beha li-stablecoins tse nang le tumello e le lisebelisoa tsa ho lefa tse laoloang ke molao. Likhoebo tse amohelang pele ho nako li ka rua molemo ka ho rarolloa ka potlako, ho fokotsa kotsi ea bomenemene, le tšebelisano-'moho ho pholletsa le marang-rang a blockchain, ho beha palo e ncha ea hore na litefo li sebetsoa joang.
2. Ho Latela Molao ha e sa le Taba ea Boikhethelo
Haeba e fetisitsoe, Molao o tla laela ho fana ka laesense, litlhoko tsa polokelo, le liphatlalatso tsa sechaba bakeng sa li-stablecoins tse fanoeng ke US. Seo se bolela hore likhoebo li tla hloka ho hlahloba hape hore na ke li-stablecoins life tseo ba li sebelisang le ho netefatsa hore litsamaiso tsa bona li ka tšehetsa li-tokens tse lumellanang feela, tse amohetsoeng ke molaoli.
3. Polokelo ea Lichelete le Tsamaiso ea Chelete e Tla Fetoha
Li-Stablecoins li ka tloha ho tloha litekong tse fapaneng ho ea ho letlotlo le nepahetseng la matlotlo. Ka ho rarolla hang hang le phihlello ea 24/7, li-CFO li ka qala ho sebelisa li-stablecoins bakeng sa litefo tsa bafani, litefo, kapa FX hedging-haholo-holo haeba liporo tsa banka li lula li tsamaea butle ebile li turu.
4. Litefiso tsa Bahoebi li ka Thekoa Haholo—Ka ho sa Feleng
Ka li-stablecoins tse laoloang li bapala, li-processor tsa tefo li ka 'na tsa tobana le khatello e tlase ea litefiso. Bahoebi le liforomo tse amohelang li-stablecoins ka ho toba (kapa ka bafani ba lumellanang le melao) li ka fokotsa litšenyehelo ka ho feta marang-rang a likarete le bakena-lipakeng.
5. Molemo oa B2B le Cross-Border
Molao o ka etsa hore stablecoins e be khetho ea kamehla bakeng sa khoebo ea ho tšela moeli. Likhoebo tse nang le bareki ba lefats'e, likonteraka, kapa barekisi ba ka bona phetoho e potlakileng, litaba tse fokolang tsa FX, le poelano e bonolo, haholo-holo haeba li-stablecoins li amoheloa hammoho le mekhoa ea khale ea ho lefa.
6. Movers ea Pele e Tla Beng ba Lera la Kabo
Joalo ka ha basebelisi ba pele ba khoebo ea e-commerce kapa li wallet tsa dijithale ba ile ba fumana karolo ea 'maraka, likhoebo tse kopanyang li-stablecoins tse lumellanang hona joale li tla laola marang-rang, boiphihlelo ba basebelisi le bots'epehi ba bareki ba hosane ba matsoalloa a dijithale.
Litšitiso ho Stablecoin Adoption
Molao oa GENIUS o bula monyako oa ho amoheloa ha stablecoin, empa litšitiso tse 'maloa li ntse li eme lipakeng tsa taolo le ts'ebeliso ea lefats'e la nnete. Beng ba likhoebo ba tlameha ho itokisetsa:
1. Likheo tsa Meaho
Li-platform tse ngata tsa likarabello, liheke tsa tefo, le lits'ebetso tsa ERP ha lia hahoa ka tlhaho bakeng sa ho kopanya stablecoin. Ho tšoara li-stablecoins joalo ka fiat, likhoebo li tla hloka ho ntlafatsa lits'ebetso tsa morao-rao, lisebelisoa tsa sepache le lisebelisoa tsa ho tlaleha.
2. Likamano tsa Banka le Bohlokoa
Esita le ka ho hlaka hoa taolo, libanka tsa setso li ka 'na tsa tsilatsila ho tšehetsa litšebelisano tse amanang le stablecoin kapa litokisetso tsa tlhokomelo. Likhoebo li kanna tsa hloka ho theha likamano tse ncha le bahlokomeli ba thepa ea dijithale kapa bafani ba fintech ba lumellanang.
3. Kotsi ea Polokelo ea Lichelete le Melao ea Ts'ebetso
Ho fapana le fiat e tšoaretsoeng bankeng, li-stablecoins li hloka taolo ea sepache, ts'ireletso ea senotlolo sa poraefete, le taolo ea litlamorao. Likhoebo li tlameha ho theha maano a kahare a hore na li-stablecoins li amoheloa joang, li bolokoa, li lefelloa joang, 'me li tlalehoa joang, haholo-holo bakeng sa lihlopha tsa matlotlo le li-audit.
4. Auditability and Financial Reporting
Phallo ea Stablecoin e tlameha ho lumellana le mekhoa ea setso ea lichelete le ea lekhetho. Likhoebo li tla hloka ho etsa bonnete ba hore khoebo e 'ngoe le e 'ngoe ea sepache ea lateloa le ho aroloa ka mokhoa o nepahetseng, haholo-holo haeba li-stablecoins li sebelisoa bakeng sa litefo, litefo kapa ho lefa.
5. Likarolo tsa Molao tsa Gray Boemong ba Naha
Leha Molao oa GENIUS o beha maemo a mmuso, litlhoko tsa boemo ba mmuso (mohlala, laesense ea ho fetisa chelete) li ntse li ka sebetsa ho latela hore na likhoebo li sebetsana le lichelete tsa bareki joang kapa li kopanya li-stablecoins ho lihlahisoa. Ts'ebetso ea linaha tse ngata e ka tobana le patchwork ea ho latela melao.
Ho hlahloba Litharollo tsa Enterprise-Ready Stablecoin
Molao oa GENIUS o emela mohato oa bohlokoa oa ho kopanya li-stablecoins tsamaisong e laoloang ea lichelete. Bakeng sa beng ba likhoebo, kutloisiso le ho itokisetsa liphetoho tsena ke tsa bohlokoa. Ka ho ikamahanya le melaoana e tlang, likhoebo li ka ipeha boemong ba ho sebelisa melemo ea lichelete tsa dijithale ha li ntse li fokotsa likotsi tse amanang le tsona.
Joalo ka ha melaoana e joalo ka Molao oa GENIUS e hlophisa bocha hore na likhoebo li sebelisana joang le thepa ea dijithale, ho ba le meaho e sireletsehileng, e lumellanang le e ka senyehang ho bohlokoa. ChainUp e fana ka litharollo tse felletseng tsa thepa ea dijithale ho kenyelletsa nts'etsopele ea phapanyetsano ea li-crypto, ho fana ka li-tokens, tlhokomelo, le ho latela melao, e tšeptjoang ke mekhatlo ea lichelete ea lefats'e le fintechs.
Ha re bue ka hore na re ka thusa khoebo ea hau joang hore e tsoele pele. Ikopanye le ChainUp kajeno.
