The Utility Crisis: Why Crypto Adoption Needs More Than Just Code

The Utility Crisis: Why Crypto Adoption Needs More Than Just Code

In early 2026, the global crypto market reached a staggering $3 trillion capitalization. Yet a fundamental paradox remains: while 700 million people now own digital assets, the vast majority still struggle to use them in their daily lives. For years, the industry focused on “The Tech”—faster consensus, Layer 2 scaling, and complex smart contracts. But […]

How On/Off-Ramp Gateways Unlock Real-World Value & Reduce Operational Cost

How On/Off-Ramp Gateways Unlock Real-World Value & Reduce Operational Cost

Imagine Sarah. It’s 2026, and she just received a 1,000 Euro crypto payment instantly. But to pay her rent, she faces a three-day ordeal moving that value into her bank account. Despite 700 million people now owning digital assets, this “Utility Gap” remains the industry’s biggest hurdle. The most expensive mile in Web3 isn’t a […]

What is an On-Ramp and Off-Ramp in Crypto? A 2026 Guide to the Digital Bridge

What is an On-Ramp and Off-Ramp in Crypto? A 2026 Guide to the Digital Bridge

The “exit” is just as important as the “entrance”. In 2026, with over 700 million crypto owners, digital assets have moved beyond speculative islands and merged with the financial mainland. With ownership growing by 34% annually, the industry’s success no longer hinges solely on blockchain complexity, but on the simplicity of the on-ramp and off-ramp.  […]

How Crypto Cards are the “Missing Link” in Global Commerce in 2026

How Crypto Cards are the "Missing Link" in Global Commerce in 2026

Stablecoins moved $35 trillion last year, but only 1% was for “real-world” payments. Here is why that gap is about to vanish. The scale of the digital asset economy is staggering. According to a recent report by McKinsey and Artemis Analytics, stablecoins moved over $35 trillion on-chain last year. Yet, beneath that headline is a […]

The $5,000 Gold Breakout: Why January 2026 is the Turning Point for Tokenized Gold

The $5,000 Gold Breakout: Why January 2026 is the Turning Point for Tokenized Gold

As 2026 kicks off, a “perfect storm” in the global economy has reignited an age-old obsession with a high-tech twist. Gold has shattered the psychological $5,000 barrier, recently trading as high as $5,312 per ounce – a 22% gain in January alone.  Leading the charge are industry giants Paxos and Tether, both of which reported […]

Gold vs. Bitcoin 2026: What Does Surging Gold Prices Mean for Crypto?

Gold vs. Bitcoin 2026: What Does Surging Gold Prices Mean for Crypto?

Is the “Digital Gold” narrative dead, or is it finally coming of age? As of late January 2026, a historic divide has opened in global markets. While Gold (XAU) has rocketed to a breathtaking $5,300 per ounce, shattering records daily, Bitcoin (BTC) is stuck in a consolidation phase near $88,000, roughly 30% below its October […]

Ooi Sang Kuang

Chairman, Non-Executive Director

Mr. Ooi is the former Chairman of the Board of Directors of OCBC Bank, Singapore. He served as a Special Advisor in Bank Negara Malaysia and, prior to that, was the Deputy Governor and a Member of the Board of Directors.

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